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- B.com WITH 3.5 YRS EXPERIENCE IN BANK SECTOR
B.com WITH 3.5 YRS EXPERIENCE IN BANK SECTOR
- By Sandesh Bhat
- Published 10/25/2008
- Banking Resumes
- Unrated
CAREER OBJECTIVE
Career minded individual seeking a challenging and responsible assignment where working skills, knowledge and abilitie
will have valuable application towards continued professional advancement.
WORK EXPERIENCE
Currently working as a Quality Checker in Auto Loan, Personal Loan & Sales Finance with Ge Money
(Dubai) as partner of Noor BPO L.L.C from 17-aug-08 to till date.
JOB PROFILE
Handling the entire data inputting & loan boarding quality checking in the system.
Handling quality checking of the documents provided by sales for salaried, self-employed & corporate cases.
Appraising the credit worthiness of the customer applying for Auto, Personal & Sales Finance loans.
Handling the query/discrepancy resolution with support of branches and locations.
Handling Inter departmental co-ordination with sales, credit & operations pertaining to day-to day process, product an
system issues.
Working on DMS (Read soft Fax & IBM CM) and Finnone Software ( LOS & LMS ).
Working on Em- credit for em bouncing & central bank check softwares for dedupe & external profile check of the custom
rs.
Handling the co-ordination among the team members and motivated them to reduce the TAT (Turn around Time) & smooth fun
tioning of end-to-end operations in the unit towards loan processing.
Participated as a key performer whiling making & implementation of Ge Money Auto Loan/Personal Loan operational policy
& migration of Finnone software.
2. Worked with YES BANK LTD as Senior Officer in Retail Assets Operation (LAP & PL) from 15-nov-06 to 13-aug-08.
JOB PROFILE
Post-disbursal checking and the authentication of the docs provided by the Sales & Credit.
Handled the entire Loan boarding process into the Retail Assets System.
Handled the disbursement and PDC management services through PDC/ECS/SI.
Handled the Customer Service & Collection in Retail Assets Operation.
Worked on Flex Cube and Finnone Software (LOS & LMS) of Retail Assets Operation.
Handled query resolution department and MIS Publication to Branches & Management.
Handled Credit Shield process for Loan Coverage Insurance with Max New York Life Insurance.
Handled Vendors management for File storage and retrieval of all physical instruments in FRFC as a custodian.
Handled Salary uploaded process in the system for Corporate Customers Salary Accounts.
Know ledged of opening & Scrutiny various CASA a/c- Saving, Current, Term Deposits, NRI, NRO & Salary account in Flex
ube system.
Handled ATM reconciliation process for Delhi & NCR location.
Handled the Trade Finance process like Export bill collections, FIRC issuance and BRC issuance with Yes Bank Trade fin
nce Deptt.
Participated as a performer while making & implementation of Yes Bank Personal Loan Operational Policy & migration of
innone Software.
3. Worked as a Credit Officer in Home Loan & Loan against Property division with SHELTERS as an Associate of Citibank.
(From 01-aug-05 to 12-nov-06).
JOB PROFILE
Appraised the credit worthiness of a person applied for Mortgage Loans.
Credit Checked and Fraud Checked to ensured the positive Loan processed
Shorted out the discrepancies on daily basis with support of the respective branches.
Personal Discussion with the Customer in-house & Site visited at office premises.
Prepared Credit Appraisal Memorandum sheet for HL & LAP products.
Worked on Citibank ALPS Software-Loan Management System for mortgages products.
Sanctioned the Loans and Handled the Disbursement as per Loan Products.
Inter departmental coordination with Sales, Credit, Vendors and different branches pertaining to day-to-day Credit iss
es.
Maintained the desired approval rates & eligibility on files.
Ensured that approvals are 100% complete as per the programs and policies approved.
By the business side the documentations is 100% completed and accurate.
Monitored timely renewals of Credit limits & Mitigating risks.
Analysed risk undertaken in imparted Loan against Property.
Ensured that co-ordination among the team members and motivated them to reduce the TAT (Turn around Time) & smooth fun
tioned of end-to-end operations in the unit for loan processed.
ACADEMIC QUALIFICATION
MATRIC :Passed from C.B.S.E in 1999
INTERMEDIATE : Passed from C.B.S.E (commerce) in 2001
GRADUATION :Passed from North Bengal University B.com (honours) in 2004
POST-GRADUATION : Pursuing PGDBA (Finance) from Symbiosis University
PROFESSIONAL QUALIFICATION
Having IC 33 certification from Insurance Regulatory and Development Authority.
Having Six months Diploma in Computer Foundation.
Having Six months Diploma in two Package of D.T.P (PageMaker & Corel Draw)
Proficiency in Accounting Package Tally 5.4 & 6.3.
Knowledge of Internet Surfing and having typing Speed 45 W.P.M.
PERSONAL INFORMATION
Father Name : Sh. Jagat Singh Bisht
Date of Birth :24th March 1984
Languages Known :Eng, Hindi & Bengali
Area of Interest :Banking & Finance
Martial Status : Unmarried
Hobbies :Body Building, Cricket, Athletics
Career minded individual seeking a challenging and responsible assignment where working skills, knowledge and abilitie
will have valuable application towards continued professional advancement.
WORK EXPERIENCE
Currently working as a Quality Checker in Auto Loan, Personal Loan & Sales Finance with Ge Money
(Dubai) as partner of Noor BPO L.L.C from 17-aug-08 to till date.
JOB PROFILE
Handling the entire data inputting & loan boarding quality checking in the system.
Handling quality checking of the documents provided by sales for salaried, self-employed & corporate cases.
Appraising the credit worthiness of the customer applying for Auto, Personal & Sales Finance loans.
Handling the query/discrepancy resolution with support of branches and locations.
Handling Inter departmental co-ordination with sales, credit & operations pertaining to day-to day process, product an
system issues.
Working on DMS (Read soft Fax & IBM CM) and Finnone Software ( LOS & LMS ).
Working on Em- credit for em bouncing & central bank check softwares for dedupe & external profile check of the custom
rs.
Handling the co-ordination among the team members and motivated them to reduce the TAT (Turn around Time) & smooth fun
tioning of end-to-end operations in the unit towards loan processing.
Participated as a key performer whiling making & implementation of Ge Money Auto Loan/Personal Loan operational policy
& migration of Finnone software.
2. Worked with YES BANK LTD as Senior Officer in Retail Assets Operation (LAP & PL) from 15-nov-06 to 13-aug-08.
JOB PROFILE
Post-disbursal checking and the authentication of the docs provided by the Sales & Credit.
Handled the entire Loan boarding process into the Retail Assets System.
Handled the disbursement and PDC management services through PDC/ECS/SI.
Handled the Customer Service & Collection in Retail Assets Operation.
Worked on Flex Cube and Finnone Software (LOS & LMS) of Retail Assets Operation.
Handled query resolution department and MIS Publication to Branches & Management.
Handled Credit Shield process for Loan Coverage Insurance with Max New York Life Insurance.
Handled Vendors management for File storage and retrieval of all physical instruments in FRFC as a custodian.
Handled Salary uploaded process in the system for Corporate Customers Salary Accounts.
Know ledged of opening & Scrutiny various CASA a/c- Saving, Current, Term Deposits, NRI, NRO & Salary account in Flex
ube system.
Handled ATM reconciliation process for Delhi & NCR location.
Handled the Trade Finance process like Export bill collections, FIRC issuance and BRC issuance with Yes Bank Trade fin
nce Deptt.
Participated as a performer while making & implementation of Yes Bank Personal Loan Operational Policy & migration of
innone Software.
3. Worked as a Credit Officer in Home Loan & Loan against Property division with SHELTERS as an Associate of Citibank.
(From 01-aug-05 to 12-nov-06).
JOB PROFILE
Appraised the credit worthiness of a person applied for Mortgage Loans.
Credit Checked and Fraud Checked to ensured the positive Loan processed
Shorted out the discrepancies on daily basis with support of the respective branches.
Personal Discussion with the Customer in-house & Site visited at office premises.
Prepared Credit Appraisal Memorandum sheet for HL & LAP products.
Worked on Citibank ALPS Software-Loan Management System for mortgages products.
Sanctioned the Loans and Handled the Disbursement as per Loan Products.
Inter departmental coordination with Sales, Credit, Vendors and different branches pertaining to day-to-day Credit iss
es.
Maintained the desired approval rates & eligibility on files.
Ensured that approvals are 100% complete as per the programs and policies approved.
By the business side the documentations is 100% completed and accurate.
Monitored timely renewals of Credit limits & Mitigating risks.
Analysed risk undertaken in imparted Loan against Property.
Ensured that co-ordination among the team members and motivated them to reduce the TAT (Turn around Time) & smooth fun
tioned of end-to-end operations in the unit for loan processed.
ACADEMIC QUALIFICATION
MATRIC :Passed from C.B.S.E in 1999
INTERMEDIATE : Passed from C.B.S.E (commerce) in 2001
GRADUATION :Passed from North Bengal University B.com (honours) in 2004
POST-GRADUATION : Pursuing PGDBA (Finance) from Symbiosis University
PROFESSIONAL QUALIFICATION
Having IC 33 certification from Insurance Regulatory and Development Authority.
Having Six months Diploma in Computer Foundation.
Having Six months Diploma in two Package of D.T.P (PageMaker & Corel Draw)
Proficiency in Accounting Package Tally 5.4 & 6.3.
Knowledge of Internet Surfing and having typing Speed 45 W.P.M.
PERSONAL INFORMATION
Father Name : Sh. Jagat Singh Bisht
Date of Birth :24th March 1984
Languages Known :Eng, Hindi & Bengali
Area of Interest :Banking & Finance
Martial Status : Unmarried
Hobbies :Body Building, Cricket, Athletics