sample resume

Consumer Loans Officer Resume

The job of a consumer loans officer is a varied one. He or she might be working with business and individuals in order to help them get loans for professional and personal needs. Their duty is to evaluate the loans and to make the necessary suggestions for the clients. Also, the consumer loans officer has to authorize the loans for real estate, credit or commercial needs. The consumer loans officer usually works for financial institutions like commercial banks, saving institutions or credit unions. There are three main areas that they might specialize in: consumer, commercial and mortgage. If you think that this job is for you then you should state in your consumer loans officer resume, your objectives and you should also include your prior work experience in the financial field, along with the education that you have received in this domain.

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Sample Consumer Loans Officer Resume

Personal Details

Name: Rachel Johnson
Birth Date: 25 September 1985
Nationality: American
Driver's License: Yes
Email: racheljohnson@email.com

Objective

Obtaining the job of consumer loans officer in your company. It is my objective to improve the performance of the company by offering the best advice I can to the clients that is advantageous both for the client and for the company. I would also like to get promoted sometime in the future.

Summary

Highly skilled and talented Consumer Loans Officer looking for immediate employment, with good communication skills, and also sound knowledge regarding the processes used in the financial field, especially in the field of loans.

Skills and Competences

  • Good communication skills
  • Solid knowledge regarding the financial industry
  • Math skills
  • Analytic thinking
  • Proficient with financial software
  • Ability to develop good working relationships with the rest of the staff and with the customers
  • Accuracy and efficiency at work
Work Experience

Consumer Loans Officer, 2009 to present
Commerce Bank, Inc., Minneapolis, MN

Job Duties

  • Reviewing, processing, closing and administering the loan proposals
  • Conducting interviews with the applicants and requesting different kinds of information for the applications
  • Analyzing the financial status of the applicants, as well as the credit and property evaluation to see the feasibility of granting a loan
  • Corresponding with the clients

Commercial Sales Representative, 2006–2009
TWV Tires, Inc., Minneapolis, MN

Job Duties

  • Being responsible for the satisfaction of the customers
  • Maintaining the accounts of the customer internally and externally
  • Being responsible for the acquisition of accounts, retention of accounts and the account penetration of the portfolio of the customers and prospects
  • Developing and building consultative relationships with the current and potential accounts
  • Finding new customers, individuals or businesses looking for loan
  • Cold calling customers to offer them various customized loan plans
  • Explaining various types of loans and credit schemes available to the customer and the terms and conditions
  • Helping customers apply for loan
  • Determining customer's creditworthiness by analyzing and verifying the application
  • Persuading customers to take loan from the bank thus acting as a sales person
  • Processing customers loan application
  • Obtaining credit record for customers applying for loan from various credit agencies
  • Setting up compute payment schedules
  • Promoting bank services that meets customer's need
  • Supervising other loan officers
  • Interview, hiring and training of new loan officers
  • Maintenance and liquidation of delinquent properties

Education

  • Bachelor's Degree in Economics, University of New York
  • Master of business administration in Finance, University of New York
  • Certification in financial software
  • Advanced course in German
  • Beginner course in French
Achievements

Offering numerous feasible loans to the clients

Areas of Interest

  • Financial markets
  • Loans
  • Credit cards
  • Internet
  • Driving
  • Singing
  • Reading
  • Global Economy

References

Clara Johnson
General Manager
Commerce Bank, Inc., Minneapolis, MN

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